The most comprehensive UK Flood Model

Our updated model captures flooding from the whole UK coastline, river and surface water sources at building level for competitive pricing and informed decision-making.

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Welcome to The Flood People

We are global leaders in flood risk management, helping the insurance and property industries, governments, and financial institutions to understand and manage global flood risk.

What we can do for you

Flood Services

Our flood maps, catastrophe models and analytics are used by some of the world's largest insurers, reinsurers, governments and property companies to quantify and mitigate flood risk. We also offer a consultancy service to create bespoke solutions to your flood risk challenges, while our event response team develops and shares the information you need to respond to major events in real time, offering the latest data as it unfolds.

Catastrophe Models

Our suite of high-resolution catastrophe models and event sets utilise the latest science to assess the potential severity and frequency of flood losses to global property portfolios.

Maps And Analytics

Our market-leading high-resolution global flood maps and analytics enable users to understand and manage their flood risk, using the latest research and innovation.

Consultancy

We work on a bespoke basis to offer unique solutions to your flood risk problems, from single site assessments and flood defence design to portfolio optimisation and tailored model builds, working with you to meet your needs.

Event Response

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Industries
& Clients We
Work With

We value collaboration and sharing which is why we work with a wide range of clients every day. From major insurers, reinsurers and resellers to governments, property search companies and mortgage surveyors, we are committed to providing the right information for your business to manage and mitigate risk.

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Insurers

Our flood maps, Annual Damage Ratio data and catastrophe models can be used at the point of underwriting and risk selection across the property market.

Reinsurers

Our data is used by some of the world’s largest reinsurers to manage their global flood risk, enabling consistent reinsurance pricing, capital management and portfolio design.

Property Search & Mortgage Sectors

We work with the property search and mortgage sectors to assess flood risk at a local level, with our maps allowing you to analyse at building and site level for flood exposure.

Governments

Our flood maps and models have been used globally by government bodies to manage flood risk more effectively.

Resellers

We work with trusted resellers to bring our market-leading data to a wider client base, giving clients more ways to easily access our products.

Become a Reseller

We work with trusted resellers to bring our market-leading data to a wider client base, giving clients more ways to easily access our products.

If you're interested in becoming our partner, please get in touch today.

Get in touch Our Resellers

News &
Insights

Blog Flood Reality In Italy

In Europe, Italy has the largest population living in flood-prone areas and has been affected by major flood events in 1994, 2000 and 2002. Despite this, insurance penetration for flood remains low and is currently estimated at less than 10%.

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Blog Could Vietnam Be The Next Thailand?

In 2011, the insurance industry was left reeling as the flood waters around the banks of the Chao Phraya river basin, Thailand, finally ebbed away.

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Blog Harvey and Irma: Five Lessons For The Insurance Industry

US flood risk is firmly under the spotlight as insurers, reinsurers, businesses and public officials come to terms with the devastating impact of hurricanes Harvey and Irma. We take a look at the lessons to learn here.

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Blog Modelling the Unmodelled

Five years on from the 2011 Thailand flood event, insurers and reinsurers still haven't forgotten its devastating effects.

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